Which town in Pays de la Loire has the least debt per inhabitant?

Carquefou (Loire-Atlantique) is the least indebted town in Pays de la Loire, with debt of €0 per inhabitant.

What are the 10 least indebted towns in Pays de la Loire?

In order: Carquefou (€0), Noyant-Villages (€20), Saint-André-des-Eaux (€37), Bellevigny (€57), Sèvremoine (€60), Saint-Herblain (€81), Basse-Goulaine (€81), Saint-Sébastien-sur-Loire (€88), Bouguenais (€106), and Rives-du-Loir-en-Anjou (€142).

Which town in Pays de la Loire has the most debt per inhabitant?

L'Île-d'Yeu (Vendée) is the most indebted town in Pays de la Loire, with debt of €4,022 per inhabitant. See the most indebted towns in Pays de la Loire.

How many towns in Pays de la Loire are ranked?

154 out of 1,228. Not ranked: towns with fewer than 5,000 inhabitants.

What does debt per inhabitant measure?

It is the outstanding debt of the commune’s main budget on December 31 of the latest fiscal year published by the DGFiP, divided by the population used to calculate the state’s general operating grant (the DGF population). High debt may have paid for recent facilities, so it is best read alongside the town’s capacity to repay it. Debt held by intercommunal bodies and joint syndicates is not counted; for Paris, which is both a commune and a department, it also covers department-level responsibilities. Only towns with 5,000 or more inhabitants are ranked: in smaller communes, a few loans can swing the amount per inhabitant sharply.

Least Indebted Towns in Pays de la Loire (2026): Debt per Inhabitant

This ranking covers 154 of the 1,228 towns in Pays de la Loire. Not ranked: towns with fewer than 5,000 inhabitants. At the other end of the ranking, L'Île-d'Yeu (Vendée) comes last with €4,022.

In France, a commune is the smallest unit of local government, from large cities to tiny villages. Paris, Lyon and Marseille are ranked as whole communes: their arrondissements (districts) have no rank of their own.

The ranking: least indebted towns in Pays de la Loire

Rank	Town	Department	Debt per inhabitant (€)	Population
1	Carquefou	Loire-Atlantique (44)	0	21,509
2	Noyant-Villages	Maine-et-Loire (49)	20	5,541
3	Saint-André-des-Eaux	Loire-Atlantique (44)	37	7,196
4	Bellevigny	Vendée (85)	57	6,389
5	Sèvremoine	Maine-et-Loire (49)	60	26,473
6	Saint-Herblain	Loire-Atlantique (44)	81	51,681
7	Basse-Goulaine	Loire-Atlantique (44)	81	9,894
8	Saint-Sébastien-sur-Loire	Loire-Atlantique (44)	88	29,151
9	Bouguenais	Loire-Atlantique (44)	106	20,862
10	Rives-du-Loir-en-Anjou	Maine-et-Loire (49)	142	5,743
11	Essarts-en-Bocage	Vendée (85)	169	7,022
12	Saint-Père-en-Retz	Loire-Atlantique (44)	177	5,053
13	Bellevigne-en-Layon	Maine-et-Loire (49)	178	6,045
14	Vigneux-de-Bretagne	Loire-Atlantique (44)	183	6,790
15	Chanverrie	Vendée (85)	190	5,782
16	Erdre-en-Anjou	Maine-et-Loire (49)	192	5,882
17	Vallet	Loire-Atlantique (44)	209	9,706
18	Brissac Loire Aubance	Maine-et-Loire (49)	210	11,161
19	Beaupréau-en-Mauges	Maine-et-Loire (49)	211	24,720
20	Mulsanne	Sarthe (72)	212	5,352
21	Le Lion-d'Angers	Maine-et-Loire (49)	216	5,481
22	Val d'Erdre-Auxence	Maine-et-Loire (49)	221	5,062
23	Cugand-la-Bernardière	Vendée (85)	234	5,848
24	Couëron	Loire-Atlantique (44)	243	24,367
25	Ancenis-Saint-Géréon	Loire-Atlantique (44)	258	12,005
26	Parigné-l'Évêque	Sarthe (72)	259	5,454
27	Pouzauges	Vendée (85)	268	5,868
28	Ombrée d'Anjou	Maine-et-Loire (49)	277	9,000
29	Bouaye	Loire-Atlantique (44)	279	8,482
30	Sainte-Luce-sur-Loire	Loire-Atlantique (44)	288	16,679
31	Les Achards	Vendée (85)	290	5,633
32	Loire-Authion	Maine-et-Loire (49)	294	17,361
33	Machecoul-Saint-Même	Loire-Atlantique (44)	295	7,912
34	Chantonnay	Vendée (85)	306	9,049
35	Longuenée-en-Anjou	Maine-et-Loire (49)	307	6,702
36	Montrevault-sur-Èvre	Maine-et-Loire (49)	315	16,045
37	Mayenne	Mayenne (53)	318	13,612
38	Doué-en-Anjou	Maine-et-Loire (49)	320	11,303
39	Loireauxence	Loire-Atlantique (44)	326	7,748
40	La Montagne	Loire-Atlantique (44)	345	6,653
41	Saint-Barthélemy-d'Anjou	Maine-et-Loire (49)	349	9,964
42	Beaucouzé	Maine-et-Loire (49)	352	5,834
43	Chalonnes-sur-Loire	Maine-et-Loire (49)	353	6,836
44	Chemillé-en-Anjou	Maine-et-Loire (49)	361	22,615
45	Gorges	Loire-Atlantique (44)	362	5,561
46	Bonchamp-lès-Laval	Mayenne (53)	370	6,498
47	La Chapelle-sur-Erdre	Loire-Atlantique (44)	385	21,281
48	Divatte-sur-Loire	Loire-Atlantique (44)	386	7,371
49	Pont-Saint-Martin	Loire-Atlantique (44)	396	7,179
50	Vertou	Loire-Atlantique (44)	403	26,684
51	Avrillé	Maine-et-Loire (49)	412	15,655
52	Guémené-Penfao	Loire-Atlantique (44)	420	5,340
53	Vair-sur-Loire	Loire-Atlantique (44)	439	5,094
54	Les Hauts-d'Anjou	Maine-et-Loire (49)	468	8,900
55	Château-Gontier-sur-Mayenne	Mayenne (53)	470	17,255
56	Blain	Loire-Atlantique (44)	482	10,635
57	Les Herbiers	Vendée (85)	498	17,053
58	Rezé	Loire-Atlantique (44)	521	44,286
59	Sèvremont	Vendée (85)	521	6,708
60	Saint-Michel-Chef-Chef	Loire-Atlantique (44)	527	5,820
61	Les Sorinières	Loire-Atlantique (44)	536	9,394
62	Villeneuve-en-Retz	Loire-Atlantique (44)	537	5,207
63	Coulaines	Sarthe (72)	545	8,226
64	Mouilleron-le-Captif	Vendée (85)	553	5,408
65	Orée d'Anjou	Maine-et-Loire (49)	563	17,527
66	La Garnache	Vendée (85)	566	5,621
67	Ligné	Loire-Atlantique (44)	569	5,803
68	La Ferté-Bernard	Sarthe (72)	572	8,981
69	Saint-Philbert-de-Grand-Lieu	Loire-Atlantique (44)	572	9,604
70	Le Mans	Sarthe (72)	589	148,876
71	Treillières	Loire-Atlantique (44)	604	10,800
72	Le Pellerin	Loire-Atlantique (44)	605	5,538
73	Sautron	Loire-Atlantique (44)	609	8,679
74	Mauges-sur-Loire	Maine-et-Loire (49)	612	19,159
75	Donges	Loire-Atlantique (44)	614	8,298
76	Gennes-Val-de-Loire	Maine-et-Loire (49)	633	8,592
77	Aizenay	Vendée (85)	663	10,573
78	Mazé-Milon	Maine-et-Loire (49)	685	5,846
79	Trignac	Loire-Atlantique (44)	703	8,517
80	Montreuil-Juigné	Maine-et-Loire (49)	705	7,913
81	Héric	Loire-Atlantique (44)	708	6,705
82	Changé	Sarthe (72)	710	7,070
83	Bretignolles-sur-Mer	Vendée (85)	715	5,446
84	Clisson	Loire-Atlantique (44)	717	7,723
85	Mûrs-Erigné	Maine-et-Loire (49)	724	6,501
86	Le Loroux-Bottereau	Loire-Atlantique (44)	728	8,702
87	Chaumes-en-Retz	Loire-Atlantique (44)	730	7,577
88	Saint-Étienne-de-Montluc	Loire-Atlantique (44)	731	7,971
89	Arnage	Sarthe (72)	733	5,548
90	Pornic	Loire-Atlantique (44)	738	19,257
91	Cholet	Maine-et-Loire (49)	739	56,363
92	Grandchamp-des-Fontaines	Loire-Atlantique (44)	740	7,176
93	Bouchemaine	Maine-et-Loire (49)	758	6,718
94	Saint-Lyphard	Loire-Atlantique (44)	759	5,410
95	Orvault	Loire-Atlantique (44)	759	29,176
96	Saint-Julien-de-Concelles	Loire-Atlantique (44)	780	8,009
97	Mortagne-sur-Sèvre	Vendée (85)	784	6,193
98	Aubigny-Les Clouzeaux	Vendée (85)	786	7,322
99	Thouaré-sur-Loire	Loire-Atlantique (44)	803	11,182
100	Saint-Jean-de-Boiseau	Loire-Atlantique (44)	809	6,164

Source: DGFiP (French public finance directorate), individual accounts of communes (main budget); outstanding debt on December 31 of the latest fiscal year published, divided by the DGF population, towns with 5,000 or more inhabitants. Not ranked: towns with fewer than 5,000 inhabitants. Tied values share the same rank. Data sources.

The least indebted towns in Pays de la Loire

The podium