2026 ranking · debt per inhabitant

The most indebted cities in Occitanie

Q: Which city in Occitanie has the most debt per inhabitant?

Agde (Hérault) is the most indebted city in Occitanie, with debt of €2,785 per inhabitant.

Agde (Hérault) is the most indebted city in Occitanie, with debt of €2,785 per inhabitant. Next come Montauban (Tarn-et-Garonne, €2,138) and Sète (Hérault, €1,928).

27 towns ranked out of 4,446

Agde, 1^stThe next 19

The podium

Photos: © Alex699, CC BY-SA 3.0 · © Didier Descouens, CC BY-SA 4.0 · © Christian Ferrer, CC BY-SA 3.0

This ranking covers 27 of the 4,446 towns in Occitanie. Not ranked: towns with fewer than 20,000 inhabitants. At the other end of the ranking, Rodez (Aveyron) comes last with €1.

In France, a commune is the smallest unit of local government, from large cities to tiny villages. Paris, Lyon and Marseille are ranked as whole communes: their arrondissements (districts) have no rank of their own.

The ranking: most indebted cities in Occitanie

Rank	Town	Department	Debt per inhabitant (€)	Population
1	Agde	Hérault (34)	2,785	30,340
2	Montauban	Tarn-et-Garonne (82)	2,138	64,523
3	Sète	Hérault (34)	1,928	45,901
4	Castres	Tarn (81)	1,734	43,800
5	Cahors	Lot (46)	1,734	20,887
6	Perpignan	Pyrénées-Orientales (66)	1,560	123,136
7	Béziers	Hérault (34)	1,537	82,629
8	Montpellier	Hérault (34)	1,508	313,712
9	Tarbes	Hautes-Pyrénées (65)	1,313	45,361
10	Narbonne	Aude (11)	1,247	58,669
11	Millau	Aveyron (12)	1,205	22,678
12	Carcassonne	Aude (11)	1,163	47,153
13	Nîmes	Gard (30)	1,146	154,017
14	Albi	Tarn (81)	1,034	52,783
15	Frontignan	Hérault (34)	1,002	24,383
16	Auch	Gers (32)	938	23,451
17	Alès	Gard (30)	840	46,632
18	Lunel	Hérault (34)	789	26,923
19	Tournefeuille	Haute-Garonne (31)	682	30,774
20	Cugnaux	Haute-Garonne (31)	636	20,927
21	Toulouse	Haute-Garonne (31)	628	519,940
22	Castelnau-le-Lez	Hérault (34)	621	26,449
23	Colomiers	Haute-Garonne (31)	485	41,337
24	Blagnac	Haute-Garonne (31)	385	28,047
25	Plaisance-du-Touch	Haute-Garonne (31)	366	21,443
26	Muret	Haute-Garonne (31)	55	26,618
27	Rodez	Aveyron (12)	1	25,685

Source: DGFiP (French public finance directorate), individual accounts of communes (main budget); outstanding debt on December 31 of the latest fiscal year published, divided by the DGF population, cities with 20,000 or more inhabitants. Not ranked: towns with fewer than 20,000 inhabitants. Tied values share the same rank. Data sources.

FAQ

Most indebted cities in Occitanie: FAQ

Which city in Occitanie has the most debt per inhabitant?

Agde (Hérault) is the most indebted city in Occitanie, with debt of €2,785 per inhabitant.

What are the 10 most indebted cities in Occitanie?

In order: Agde (€2,785), Montauban (€2,138), Sète (€1,928), Castres (€1,734), Cahors (€1,734), Perpignan (€1,560), Béziers (€1,537), Montpellier (€1,508), Tarbes (€1,313), and Narbonne (€1,247).

Which city in Occitanie has the least debt per inhabitant?

Rodez (Aveyron) is the least indebted city in Occitanie, with debt of €1 per inhabitant.

How many towns in Occitanie are ranked?

27 out of 4,446. Not ranked: towns with fewer than 20,000 inhabitants.

What does debt per inhabitant measure?

It is the outstanding debt of the commune’s main budget on December 31 of the latest fiscal year published by the DGFiP, divided by the population used to calculate the state’s general operating grant (the DGF population). High debt may have paid for recent facilities, so it is best read alongside the town’s capacity to repay it. Debt held by intercommunal bodies and joint syndicates is not counted; for Paris, which is both a commune and a department, it also covers department-level responsibilities. Only cities with 20,000 or more inhabitants are ranked here (towns with 5,000 or more appear in the most and least indebted towns rankings): in smaller communes, a few loans can swing the amount per inhabitant sharply.